First Auto Loan Program
So you need to find something to get you from point A to point B, but don't have any credit under your belt.
If you meet the qualifications below, you can get your first auto loan at our "best" rate (given to members with a high credit score).
Let's see if you qualify (must answer YES to all questions below):
- Are you 18 or older?
- Is this your first loan?
- If anything has been reported on your credit report, is it all positive?
- Have you been with your current employer for at least 12 months
- Have you gotten a score of 100% on your Credit Quiz?
Let's see how much you may qualify for:
If you meet the qualifications above, you are eligible for a loan up 50% of your annual gross (before taxes) income.
You monthly payment cannot exceed 20% of your average gross (before taxes) monthly income.
Additional Requirements:
- Bring proof of auto insurance
- Set up Automatic Payment of your loan
- 10% Down Payment of purchase amount
Come back and see us after 12 months. If you have made all your payments on or before the due date, you get a $50 Gas Card!
Ready to get started? Here's what you can do to get the process going:
- Review the Self Study and complete the quiz at the bottom of the page. You can re-take it until you get 100%
-
Apply for an auto loan online, or stop in to talk with one of our loan officers.
- Do some online research about the kind of car you want.
We also encourage you to stop in and pick up a FREE AUTO BUYER'S KIT packed with dealer secrets, negotiating tactics and much more!
|
Related Links
Your Auto Loan Headquarters
Apply Now
Self Study (required)
Take the Quiz (required)
Help your Teen Find the Right Car
Calculate My Car payment
Negotiate with Confidence
Questions?
Call us at 262-338-1888 or email info@ghcu4u.com
|
